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23

The overuse of urgent care

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The overuse of urgent care
With more people using urgent cares and ERs, combined with their higher cost than that of a primary care office visit, employers are not seeing the savings intended.
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05

Employee health plan cost share strategies

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Employee health plan cost share strategies
Employers are passing more of the cost on to employees with the rise of health insurance. Find what the most popular options are.
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Employers: Are your health plan drug copays set appropriately?
When looking for short-term savings, employers could lose sight in the value of setting copays to drive employee behavior.
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21

What is the spousal rule?

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What is the spousal rule?
The spousal rule states that working spouses with access to medical insurance through their own employer are not eligible to participate in the employer group health plan.
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26

Common misconceptions about long-term care

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Common misconceptions about long-term care
Long-term care is becoming an increasingly important issue across the country. As we continue to live longer, millions may face the prospect of needing long-term care.
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28

Homeowner's checkup: Are you covered?

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Homeowner's checkup: Are you covered?
Stay protected from property losses and make sure you have adequate coverage for your insurance policies.
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 Stop fraud! How you can manage your risk [infographic]
Fraud impacts everyone. Find out the financial impact, statistics and what you can do in your organization to minimize risk.
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31

Top 12 States Most at Risk for Employee Lawsuits

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Top 12 States Most at Risk for Employee Lawsuits
The 2015 Hiscox Guide to Employee Lawsuits reveals which states have the highest probability of employees filing lawsuits, and the cost of employee charges and litigation.
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19

Defending against cyber risk

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Defending against cyber risk
According to the Identity Theft Resource Center, from January through October 2015, there was more than 620 data breaches in the United States, resulting in 176 million records being exposed.
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| Categories: Cyber Liability | Tags: cyber liability
05

Establish online precautions and rules for kids

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Establish online precautions and rules for kids
Children and teenagers can be unaware of online risks therefore it is important to establish rules and monitor their usage.
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