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Self-insured health plans growing, driven by large employers
Large private-sector employers are driving a trend toward more “self-insured” health plans, according to a new report by the nonpartisan Employee Benefit Research Institute (EBRI).Among employers that offer health coverage to their workers, there are two basic types of insurance plan: A self-insured plan, in which the employer assumes the financial risk related to health insurance. A fully insured plan, in which an insurance company is paid to assume the risk.Hist...
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