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Archive by month: 2014-1Return
30

Why purchase a personal umbrella policy?

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Why purchase a personal umbrella policy?
One of the most important insurance policies you can buy is the personal umbrella policy, according to International Risk Management Institute, but many people are unaware they need one. An umbrella policy provides high limits of liability to protect you against a catastrophic liability loss. It pays after your homeowners or personal auto policies’ limits have been exhausted. For example, a major car accident in which you severely injure several persons can result in damages easily exce...
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| Categories: Auto | Tags:
22

Employee benefits and the competitive advantage

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Employee benefits and the competitive advantage
The vast majority or workers say that the benefits package an employer offers, especially health insurance, is important to their decision to accept or reject a job, but a quarter are not satisfied with them, according to a new survey. More than three-quarters of employees state that the benefits package an employer offers prospective employees is extremely (33 percent) or very (45 percent) important in their decision to accept or reject a job, according to the 2013 Health and Voluntary Workp...
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| Categories: Employee Benefits | Tags:
16

Free infographic: Keep yourself safe in cold weather

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Free infographic: Keep yourself safe in cold weather
Exposure to cold temperatures, whether indoors or outside, can cause serious or life-threatening health problems. Keep yourself safe from cold-related health problems this winter. Click on the infographic to learn signs of hypothermia, how to dress for the cold and staying safe while working outside. Print the infographic by clicking here.  Use this infographic on your site, just follow the instructions below.   Use this graphic for FREE on your site! Y...
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Ten common reasons to consider purchasing travel insurance
Planning a trip this year? There are hundreds of circumstances that could cause you to cancel a vacation, return home early or force you to seek emergency medical treatment while traveling. Purchasing travel insurance could be beneficial. Here are 10 common examples of what could go wrong with a planned vacation: It's 10 p.m. and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with find...
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Homeowners' Claims: Water Back-Up, Overflow or Discharge?
Water back-up is one of the more confusing coverages in homeowners’ policy. It involves more than back-up, as overflow is mentioned in some of the coverages. But what is a back-up and how is it different from an overflow or a discharge? All these things come in to play when there is a water loss and what causes the back-up or overflow may make a difference in whether or not there is coverage. A back-up is an accumulation caused by a stoppage in the flow; something prevents the...
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07

Stay safe with these tips on carbon monoxide

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Stay safe with these tips on carbon monoxide
Carbon monoxide incidents are more common during the winter months and in residential properties. Carbon monoxide (CO) is an invisible, odorless, colorless gas created when fuels (such as gasoline, wood, coal, natural gas, propane, oil and methane) burn incompletely. In the home, heating and cooking equipment that burn fuel can be sources of carbon monoxide. It's important to think about the dangers of carbon monoxide -- and what you can do to make your family and home safer. If ...
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| Categories: Safety | Tags:

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