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29

Home water damage protection tips

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Home water damage protection tips
Water damage from systems located inside homes is common. A busted pipe or leaky water heater can destroy furniture or flooring and cost thousands of dollars in repairs. Give considerations to the following areas: ICEMAKERS When installing the icemaker supply line hose, tightly connect the hose to the valve. Avoid over-tightening. Ensure the valve connection is secure and check for kinks. Inspect the hose every six months. If kinks are present, replace the hose. Leave a three to f...
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24

Why buy travel insurance?

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Why buy travel insurance?
With summer vacation plans underway, something vacationers often consider purchasing is travel insurance. Here are some common questions and answers about the program: How can my travel insurance plan cover my vacation investment in the event of a hurricane or other unforeseen severe weather? Travel insurance plans typically provide you with insurance coverage for your travel investment if unforeseen weather conditions cause a delay or cancellation of your trip. If the weather or other cover...
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18

Keeping detailed records for construction claims

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Keeping detailed records for construction claims
A key to a successful defense of any construction defect claim against a contractor is maintaining and organizing complete records of the construction project. Among the most critical records in a construction defect defense are schedules and cost estimates, quality control documents and procedures and field activity and inspection logs. A well-maintained and thorough chronological file of project correspondence and memoranda—specifically, a complete record of change orders, meeting ...
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10

Safeguard your interests as a landlord

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Safeguard your interests as a landlord
Many people own property that they lease on a regular basis to tenants. Proper risk management techniques are needed to safeguard the landlord's interest. The following are some sound risk management tips if you own property that is rented on a continuous basis. Liability coverage pertaining to rented one, two, three or four-family dwellings is available under the homeowners policy via an additional residence rented to others one, two, three or four-families or similar endorsement. ...
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02

Tips to be safe with medications

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Tips to be safe with medications
It's Medication Safety Week. There are several steps you can take to help be safe with medications: Know your medicines. Read medicine labels carefully. Learn about dietary supplements. Organize your medicines. Be aware of transitional care. Communicate better with health professionals. Clean out your medicine cabinet. Cleaning out your medicine cabinet is very important as more and more Americans are turning to prescription and over-the-counter medications for pain re...
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