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26

Church fundraising ideas ... spreading the word

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Church fundraising can be a very rewarding task, but also a challenge as many churches need year-round fundraising for recurrent costs in addition to intermittent fundraising for large events and purchases. Below are some tips to consider for both year-round and intermittent church fundraising: Involve the entire community Spread word of your church fundraiser throughout your entire community and don’t limit yourself to only Christian friends and family. You never know who might have a g...
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Review this back to school safety checklist with students
Use this checklist from the National Safety Council to review important safety procedures to make sure your children are fully prepared for the school year.Transportation SafetyWhether children walk, ride their bicycle or take the bus to school, it is extremely important that they take proper safety precautions. Here are some tips to make sure your child safely travels to school.Walking to school Review your family’s walking safety rules. Walk on the sidewalk, if one is available. When on ...
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13

What is gap insurance and who needs it?

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What is gap insurance and who needs it?
When you buy or lease a new car or truck, the vehicle starts to depreciate in value the moment it leaves the car lot. In fact, most cars lose 20 percent of their value within one year.Standard auto insurance policies cover the depreciated value; in other words, insurance pays the current market value of the vehicle. If you finance the purchase of a new car and only put down a small deposit, the amount of the loan may exceed the market value of the vehicle in its early years of ownership. Gap ins...
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Be prepared with these safety tips when extreme heat hits
In extreme heat and high humidity, evaporation is slowed and makes the body work extra hard to maintain a normal temperature. There are ways that you can prepare yourself for extreme heat. Consider the following safety tips: Check air-conditioning ducts for proper insulation. Install window air conditioners snugly; insulate if necessary. Install temporary window reflectors (for use between windows and drapes), such as aluminum foil-covered cardboard, to reflect heat back outside. Weather-strip d...
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Pool owners: Consider these tips to help protect yourself and others
During the summer, there is no better time to consider the insurance and safety implications of owning a pool. Owners may not realize that you can be sued if someone drowns or is injured in your pool even if they did not have your permission to be there. It’s important to have the proper locks and safety equipment and to have appropriate liability insurance.If you own a swimming pool, or are in the market for one, consider the following steps:Call your insurance agent or company repre...
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