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Archive by category: Employee BenefitsReturn
23

The overuse of urgent care

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The overuse of urgent care
With more people using urgent cares and ERs, combined with their higher cost than that of a primary care office visit, employers are not seeing the savings intended.
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05

Employee health plan cost share strategies

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Employee health plan cost share strategies
Employers are passing more of the cost on to employees with the rise of health insurance. Find what the most popular options are.
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Employers: Are your health plan drug copays set appropriately?
When looking for short-term savings, employers could lose sight in the value of setting copays to drive employee behavior.
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21

What is the spousal rule?

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What is the spousal rule?
The spousal rule states that working spouses with access to medical insurance through their own employer are not eligible to participate in the employer group health plan.
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21

Some question whether wellness incentives are enough

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Some question whether wellness incentives are enough
Researchers are questioning whether or not wellness incentives are enough because statistics are not showing a change in employees.
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04

The cost of 401(k)s continues to decline

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The cost of 401(k)s continues to decline
The cost of offering and participating in a 401(k) plan continues on a downward trajectory moving from 102 basis point to 89 basis points.
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01

Employee benefits and the road ahead

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Employee benefits and the road ahead
With major changes sweeping both health and retirement plans in the privatesector, are employment-based benefits facing a crisis or merely an uncertain future? A recent industry-wide forum sponsored by the nonpartisan Employee Benefit Research Institute (EBRI) brought together a variety of experts to focus on the issue and the challenges ahead.“While the nation is now a few years removed from the financial turmoil that led to the so-called Great Recession, ‘crisis’ is a word st...
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04

Customized employee benefits packages now available

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Customized employee benefits packages now available
TGA Select! is a new private exchange approach to benefits provision that includes: An array of benefit plan options An employer-defined funding formula A customized online shopping experiencePrivate exchanges are sometimes referred to as “benefit marketplaces” with the idea of assembling a rich set of plans – far more than the typical set of options most provide today – and enable employees to choose the plans that match their individual and family needs.Typica...
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22

Employee benefits and the competitive advantage

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Employee benefits and the competitive advantage
The vast majority or workers say that the benefits package an employer offers, especially health insurance, is important to their decision to accept or reject a job, but a quarter are not satisfied with them, according to a new survey.More than three-quarters of employees state that the benefits package an employer offers prospective employees is extremely (33 percent) or very (45 percent) important in their decision to accept or reject a job, according to the 2013 Health and Voluntary Workplace...
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