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Consider these areas you could be missing that increase work comp costs
For the majority of employers, the work comp process runs on its own. They are not really involved and they just direct workers to their insurance carrier if they have any questions. Then the employers also blame disputes or other issues on the carrier, stating that it’s an “insurance thing” and they really “have no impact or ability to do anything in regards to their case.” The fact is that many workers' compensation costs are controllable. The more involved...
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Written communication in workers' compensation

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Written communication in workers' compensation
Throughout the workers' compensation process there may be a need to frequently write letters requesting information from health care professionals, claims adjuster, broker, employees and others. Make sure that the communication spells out in sufficient detail exactly what kind of information you want in response. For example, if you ask a treating physician for “a statement about whether the employee can return to work” you are likely to get back a vague statement like “...
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Managing workers' compensation independent contractor exposures
It can be challenging for contractors to manage independent contractor exposures on the job site. One of the most effective ways to mitigate the exposure is to require contractors to carry workers' compensation insurance and take reachable steps to verify that such coverage is in place. Additional steps to help reduce this exposure include: Check the state statutes for independent contractor qualifications. Seek legal advice for clarification as needed. If the state requires indep...
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